Fitch Ratings Upgrades Rwanda to ‘B+’; Outlook Stable

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Fitch Ratings has upgraded Rwanda’s Long-term foreign and local currency Issuer Default Ratings (IDR) to ‘B+’ from’B’. The Outlooks are Stable. The issue ratings on Rwanda’s senior unsecured foreign and local currency bonds have also been upgraded to ‘B+’ from ‘B’. The Country Ceiling has been upgraded to ‘B+’ from ‘B’ and the Short-term foreigncurrency IDR affirmed at ‘B’. KEY RATING DRIVERS The upgrade of Rwanda’s IDRs reflects the following key rating drivers and their relative weights: High Economic growth prospects are strong. GDP growth averaged 6.9%in 2009-2014 in a stable macro environment, supported by structural reforms. In 2014, Fitch expects real GDP growth to be 6.5% and to increase to 7%-8% in the medium…

Inyungu abatuye Rugarama muri Gatsibo bacyesha ibigo by’imari

m_Inyungu abatuye Rugarama muri Gatsibo bacyesha ibigo by’imari

Bamwe mu batuye umurenge wa Rugarama mu karere ka Gatsibo bavuga ko gahunda ya leta yo gusakaza ibigo by’imari kugera iwabo mu byaro yabafashije kumenya kuzigama no kubona inyungu zibikomokaho kuko bagurizwa bakabona igishoro cy’imishinga yo kwiteza imbere. Nyuma y’uko aho muri Rugarama hageze Umurenge SACCO, ibindi bigo by’imari byarahageze kandi ngo bigaragara ko benshi mu baturage bagenda babyaza ayo mahirwe umusaruro bizigamira kandi bagasaba inguzanyo zo gukoresha mu mishanga ibateza imbere. Nyiramatabaro Jeanne ni umwe mu batuye Rugarama ngo wagezweho n’ibyiza byo kwegerana n’ibigo by’imari. Agira ati “Mbere tutaregerezwa umurenge SACCO ntitwari tuzi ibyiza n’akamaro ko kwizigamira kuko twabonaga amafarana tukayakoresha uko twiboneye ntitumenye icyo yakoze. Ubu ariko dufite aho tubitsa hafi, amafaranga turayabitsa…

Rwandan banks growing exponentially, but not taped into abundant opportunities

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KIGALI-RWANDA-Rwanda’s banking sector, regarded as a virgin industry, recorded modest profits in the first quarter of 2014, thanks to a cash-hungry economy recovering from the 2013 slump. The sector recorded Rwf700m in total profits during the first three months to hit Rwf8.8 billion (approx. $10m) measured against last year’s Rwf8.1b, Rwanda’s central bank announced two weeks ago. However, due to a mild contraction caused by aid suspension, only Rwf1.06 trillion (approx. 1.5b) deposits were recorded from Rwf866.4billion (approx. 1.2b) of same period 2013. The loan portfolio helped the industry bounce back from the slump, increasing to Rwf269.8 billion (approx. $384m) in the first five months from Rwf185.1 billion (approx.264m) of 2013 due to a slight…

Cyintare: Kwizigamira amafaranga ijana mu cyumweru byatumye bibikaho itungo mu gihe kitageze ku mwaka

Kwizigamira amafaranga ijana mu cyumweru byatumye bibikaho itungo mu gihe kitageze ku mwaka

Bamwe mubaturage batuye mu kagari ka Cyintare mu Murenge wa Kivuruga bemeza ko kwizigamira bitagomba kugira ibyamirenge kuko ayo wakwizigamira yose atabura kuguha umusaruro bitewe n’intengo wiyemeje kuzarasaho. Bamwe mubagize Itsinda Abishyizehamwe bavuga ko kumafaranga macye babasha kubona bagira ayo bagomba kuzigama rimwe mu cyumweru kugirango bazabashe kurasa ku ntego (Guhigura umuhigo baba barahize). Uwitwa Jean Damascene Ntamukunzi, umuyobozi w’itsinda abashyizehamwe ryo mu Kagari ka Cyintare mu Murenge wa Kivuruga, avuga ko nubwo bakorera amafaranga macye ashoboka ariko ngo babasha kwizigamira kandi bakabona umusaruro wabyo. “Dukorera amafaranga macye ashoboka kuko inaha dukorera Magana atanu, ariko kubera ako gatsinda abashyizehamwe buri wa kane tugenda dutangamo Magana abiri kandi twaratangiye dutanga ijana tukaza no kurasa ku ntego…

Rusizi – Gihundwe: Abamenye kare ibanga ryo gukorana neza na sacco baratera imbere.

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Nubwo umurenge wa Gihundwe ari umwe mu mirenge 3 igize  umujyi wa Rusizi, kandi uyu mujyi ukaba ubarirwamo amabanki hafi ya yose akomeye akorera mu gihugu, hakaba na banki y’abaturage abo baturage bari bamenyereye kuva kera, umuntu yakwibwira ko umurenge sacco wawo  utapfa kubona abawugana muri uwo mujyi bahagije nk’abagana ayo mabanki dore ko ngo bari banafite n’impungenge zayo mabanki, ariko ngo siko biri kuko nawo ubona abawugana kandi bagakorana neza. nk’uko twabitangarijwe n’umucungamutungo w’umusingi sacco ya Gihundwe, madame Kangabo Marie Chantal, ngo koko ibyo benshi barabyibaza, ariko igitangaje ni uko iyo sacco iganwa cyane ndetse inakunzwe n’abanyagihundwe nk’uko bakunda kandi bakagana ibindi bigo by’imari bicirirtse ndetse n’amabanki akorera mu mujyi wa Rusizi. Madame Kangabo…

Nyamagabe: Abakobwa biga mu cyiciro rusange bari gutozwa kuzigama ngo birinde ibishuko.

Abakobwa biga mu cyiciro rusange bari gutozwa kuzigama ngo birinde ibishuko.

Hagamijwe guhangana n’ibibazo abakobwa bahura nabyo bikaba intandaro zo guta amashuri, abakobwa biga mu mashuri yisumbuye bari guhabwa ubujyanama banakangurirwa kwizigamira kugira ngo bajye babasha guhangana n’ababashukisha kubagurira utuntu tunyuranye. Ku bufatanye na Care international binyuze mu miryango itari iya Leta inyuranye, hakozwe umushinga ugamije guhangana n’impamvu zinyuranye zikura abana b’abakobwa mu ishuri (Keep Girls At School/KGAS) ahanini zishingiye ku gutwara inda zitateguwe, abakobwa bakaba bahurizwa hamwe mu itsinda bagahabwa umujyanama ku buzima bw’imyororokere ndetse bakanatozwa kwizigamira. Mukawera Ruzindana Julienne, umurezi akaba n’umujyanama w’abakobwa muri GS St Nicolas Cyanika, avuga ko uku gukangurira abana b’abakobwa kwizigamira ndetse bakaba banagurizanya mu gihe hari ugize akabazo bigamijwe kubarinda ababashukisha kubakemurira ibibazo kuko nabo baba bashobora kubyikemurira. Ati…

Ibigo by’imari biciriritse bibangamiwe no kudakoresha ikoranabuhanga

Ibigo by’imari biciriritse bibangamiwe no kudakoresha ikoranabuhanga

Nubwo ikoranabuhanga mu bigo bya  Leta n’ibyigenga rimaze gutera imbere, ngo ibigo by’imari biciriritse bizwi nka za SACCO biracyakoresha amafishi mu kubitsa no kubikuza, bityo  ubujura mu  micungire mibi y’amafaranga y’abaturage  ikaba yoroshye cyane. Mu myaka yashize mu turere dutandukanye tw’igihugu havuzwe ikibazo cy’ubujura bwa SACCO bwakozwe na bamwe mu bakozi bazo bahimbanga amafishi ya baringa bagatwara amafaranga  y’abaturage. Umulisa Gisele, umucungamutungo  w’Indorerwamo-Kinyamababa SACCO mu Karere ka Burera,   avuga ko   byoroshye cyane   gukora uburiganya  ku bakozi ba za SACCO igihe cyose bagikoresha amafishi. Yagize ati: “mu mpapuro biroroshye kuko ntabwo ari ibintu bikorerwa ku machine n’ugomba kubicunga ahita abibona.  Nk’umuntu ashobora guhimba ifishi akayiha nimero y’impimbano iyo fishi kugira uzajye kuyibona  mu  mafishi ibihumbi 4…

Ruhango: abanyamuryango ba Sacco Baturebereho bagiye gutangira gukorera mu nyubako biyujurije

m_abanyamuryango ba Sacco Baturebereho bagiye gutangira gukorera mu nyubako biyujurije

Guhera mu kwezi kwa 09/2014, Abanyamuryango ba cooperative Sacco Baturebereho Ruhango bazaba batangiye gukorera mu nyubako yabo biyubakiye igizwe n’amagorofa abiri izuzura itwaye akayabo k’amafaranaga y’U Rwanda asaga miliyoni 126. Aba banyamuryango bakavuga ko bishimiye cyane kuva aho bakoreraga kuko bahabwaga serivise zitanoze kubera ubucucike bw’abantu bwabaga buhari. Sacco Baturebereho Ruhango, yatangiye imirimo yayo mu kwezi kwa 08/ 2009, ifite abanyamuryango basaga ibihumbi 70 na 350, ikaba ikorera ahantu hato cyane mu isoko ry’akarere ka Ruhango, aho usanga ahagombye kuba hicaye umukozi umwe uhasanga babiri. Uku gukorera ahantu hato usanga byabangamiraga abakozi ndetse n’abanyamuryango bahakeneraga service, izi mbogamizi zikaba arizo zatumye abanyamuryango bafata icyemezo cyo kwiyubakira inyubako igezweho bazajya bakoreramo kandi bakanayibyaza umusaruro. Ndahayo Emmanuel,…

Muhororo: 20.9% by’abaturage nibo bitabira gukorana na SACCO

m_by’abaturage nibo bitabira gukorana na SACCO

Mu murenge wa Muhororo mu karere ka Ngororero, abaturage 4500 bangana na 20.9% by’abaturage 21580 bose batuye uyu murenge nibo bakorana n’ikigo cy’Imari Umurenge SACCO cyo muri uwo murenge kuva cyatangira. Kugeza ubu umucungamutungo wa SACCO Muhororo Jean Bosco Ndagijimana avuga ko uyu mubare ukiri muto ugereranyije n’abaturage batuye uyu murenge, ndetse iki kikaba aricyo kigo cy’imari rukumbi gikorera muri uyu murenge kuko ntana banki n’imwe ihakorera. Umunyamabanga nshingwabikorwa w’uyu murenge Adrien Harerimana we avuga ko hari n’umubare muto w’abatuye uyu murenge bakorana n’ibigo by’imari n’amabanki byo hanze y’umurenge wabo kuko iyi SACCO imaze igihe gito, ariko asanga abaturage batitabira gukorana n’amabanki. Uyu murenge ni umwe muyatangirijwemo ibikorwa by’umushinga wa VUP muri aka karere ka…

Kamonyi: Imishinga ibanza kunyuzwa mu bigo by’imari ngo idindiza kubona ingwate ya BDF

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Mu rwego rwo korohereza abanyarwanda kubona inguzanyo mu mabanki, Leta yashyiriyeho ikigega cy’ingwate (BDF), bimwe mu byiciro bitoroherwa no kuyibonera. Nyamara mu bakenera inguzanyo hari abavuga ko gusabirwa ingwate na Banki bidindiza imishinga. Ikigega BDF cyatangiye mu mwaka wa 2011, kikaba gifite inshingano zo gutanga inama n’ingwate ku nguzanyo zo gukora imishinga y’iterambere, zatswe mu mabanki no mubigo by’imari ku byiciro bitandukanye bitabasha kuyibonera. Iki kigega cyishingira 75% ku mishinga y’abacitse ku icumu batishoboye, abamugariye ku rugamba, urubyiruko, abagore ndetse n’abatsinze muri gahunda ya Hanga umurimo. Ikindi gice kingana na 25% cyo cyishingirwa na nyir’umushinga. Nyuma y’imyaka itatu, iki kigega gikora, hari abavuga ko bagerageje gukora imishinga myiza yashimwe na Hanga umurimo, ariko bagera muri…