Kenya Commercial Bank Targets Mobile-Phone Users

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Clients of Kenya Commercial bank- Rwanda would be able to access quick and micro loans through   mobile phones another initiative that is likely to bolster access to finance. This comes at the helm of a shift to technology based products within the banking sector that is moving towards a cashless economy aimed at fostering financial inclusion.  “We are testing the situation and we believe it is going to be another great innovation on the market as we increase our digital interactions with our clients,” said Morris Toroitich, managing director at KCB Rwanda. In an interview with this website, Toroitich says previously, banks provide loans either small or big through over the counter process that most of…

Kirehe: abagore Basanga BDF ari igisubizo mu iterambere ryabo

Kirehe: abagore Basanga BDF ari igisubizo mu iterambere ryabo

Abaturage bo mu karere ka Kirehe barishimira intera bamaze kugeraho mu iterambere babikesha BDF (Ikigo gifasha imishinga mito n’iciriritse) mu bufasha bwo gukora imishinga ibahesha inguzanyo, ingwate n’ibindi bikorwa by’iterambere. Ntamuhanga Faustin umwe mu bafatanyabikorwa b’uruganda rwa Kawunga Freedom avuga ko BDF yabahaye ingwate bagura imodoka y’akazi. Ati “BDF yaziye igihe kuko iyo umuntu afite ingwate nke iramufasha ikayongera, natwe twashatse kugura ikamyo yo kudufasha mu ruganda ingwate iba nke twiyambaza BDF irayongera imodoka turayigura kandi n’ubu twiteguye kugura indi ku ngwate ya BDF yarayitwemereye”. Si ingwate gusa BDF ishimirwa n’urubyiruko kuri gahunda y’ikoranabuhanga. Niyigena Prudencienne ati“ ubu niga mudasobwa maze kuyimenya neza kandi ntibyampenze natanze ibihumbi 15 gusa, ubu bumenyi mfite buzamfasha mu mibereho…

Za sacco zirasabwa kurushaho gutanga inguzanyo

Za sacco zirasabwa kurushaho gutanga inguzanyo

Mu nama abayobozi ba za sacco bo mu Ntara y’Amajyepfo bagiranye n’ubuyobozi bw’iyi ntara ndetse n’ubwa Banki Nkuru y’u Rwanda ku itariki ya 6/8/2015, basabwe kurushaho gutanga inguzanyo kuko amafaranga za sacco zibitse ari menshi ugereranyije n’atangwaho inguzanyo. Nk’uko byagaragajwe muri iyi nama, raporo yo kugeza mu mpera y’ukwezi kwa 6 k’uyu mwaka igaragaza ko za sacco zari zibitse miriyari 58, nyamara 28 ni zo zonyine zari zaratanzweho inguzanyo. Imwe mu mbogamizi yagaragajwe ku mpamvu z’ibi, ni uko hari abafata imyenda ntibabashe kuyishyura nyamara za sacco zisabwa kudatanga inguzanyo nyinshi zitagaruzwa. Mu rwego rwo gukemura iki kibazo cyo kwamburwa n’abaturage bakananirwa kubishyuza, hashyizweho ingamba y’uko ingwate zizajya zibanza kwandikishwa muri RDB, nk’uko bigenda mu mabanki,…

Microfinances: Plus de 10 milliards de Frws de crédits n’ont pas été remboursés

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La recherche sur l’état du crédit auprès des microfinances au Rwanda montre qu’à ce jour, 10 milliards de Frws Rwandais donnés comme crédits n’ont pas encore été remboursés. Ces études ont montré tous les handicaps qui se dressent devant ces institutions de microfinance qui abandonnent les procès si onéreux en termes de temps. « Au Rwanda nous accusons un taux de non remboursement de 7.2%, contrairement aux autres pays de la communauté de l’Afrique de l’Est où ce taux est plus ou moins élevé. Au Burundi, c’est plus de 10% et en Tanzanie c’est 8.5%. D’après les instructions de la BNR, ce taux aurait dû tomber à 5% », a indiqué Peter Rwema, dirigeant national…

Nyamagabe: Banks should support small scale enterprises

Banks should support small scale enterprises

John Kagarama the coordinator of BDF urged local banks operating in Nyamagabe district banks to extend greater assistance to small and medium scale entrepreneurs to become successful. He said that small enterprises usually collapse due to poor management. Therefore, banks or microfinance institutions are duty bound to advice and guide such ventures to overcome obstacles and steer them on the correct path. Kagarama was addressing BDA representatives, SACCOs as well as small scale traders from different sectors of Nyamagabe district.   Banks should focus attention on small scale entrepreneurs as they are the backbone of not only the rural economy but also the economy of the country. “Banks should devote themselves towards uplifting, this segment…

Nyamagabe: Ibigo by’imari iciriritse birahamagarirwa gukorana n’abajyanama mu bucuruzi

Nyamagabe: Ibigo by’imari iciriritse birahamagarirwa gukorana n’abajyanama mu bucuruzi

Ibigo by’imari iciriritse cyane cyane imirenge SACCO, birahamagarirwa gukorana n’abajyanama mu bucuruzi mu rwego rwo kugira ngo hahangwe imirimo myinshi kandi n’ubucuruzi buciriritse bubashe gutera imbere. Kuri uyu wa 15 kamena 2015, ikigo gishinzwe gutezimbere imishinga iciriritse (BDF) cyahuje abahagarariye za SACCO n’abajyanama mu bucuruzi b’imirenge, mu nama yari igamije guhana amakuru ku mikoranire kugira ngo ubucuruzi buciriritse butere imbere. Umujyanama mu ikigo gishinzwe guteza imbere imishinga iciriritse John Kagarama mu kiganiro twagiranye yadutangarije ko bahuye kugira ngo barebe uko bakorera hamwe kuko intego ari imwe yo guhanga imirimo harebwa ko abantu bagera ku mafaranga. Yagize ati: “ntibayageraho batize umushinga, badafite ingwate n’ubumenyi buhagije bwo gushyira mu bikorwa imishinga yabo, niho abajyanama bazira, niho BDF…

Kayonza: Ubwitabire bw’inguzanyo z’ubuhinzi bugenda busubira hasi ugereranyije n’izindi mishanga

Umubare w’abaturage bitabira gufata inguzanyo z’ubuhinzi mu karere ka Kayonza ngo ugenda usubira hasi ugeraranyije n’abasaba inguzanyo zo gukoresha indi mishinga iterekeye ubuhinzi. Imibare ya Sacco y’umurenge wa Gahini igaragaza ko ku nguzanyo zisaga miriyoni 170 imaze gutanga, izigera kuri 14 zonyine ari zo zashowe mu buhinzi. Uretse Sacco ya Gihini kandi no mu zindi Sacco z’akarere ka Kayonza byagiye bigaragara ko inguzanyo zashowe mu buhinzi ziri hasi ugereranyije n’izashowe mu yindi mishinga. Kuba abaturage batitabira gusaba inguzanyo zo gukoresha mu buhinzi bamwe ngo babiterwa n’uko nta masambu manini bafite bakoreraho imishinga minini y’ubuhinzi ku buryo byaba ngombwa ko bayisabira inguzanyo, nk’uko bivugwa na Habyarimana Godefroid wo mu murenge wa Gahini. Ati “Ubu amasambu yabaye…

Ruhango: Sacco Baturebereho launches new offices

Sacco Baturebereho-Ruhango has completed the construction of an administrative block worth Rwf126 million. Talking to this website, yesterday, Leonard Ndagijimana, president of the administrative committee congratulated the leadership of Baturebereho Sacco for being consistent, focused, striving for self-reliance and service delivery This was revealed on June 2015, during the launch the Sacco Baturebereho new office block worth Rwf126 million. He said that with the new office space, the Sacco will not only get a facelift but will also improve on service delivery. “You can see how beautiful the building is. We are also preparing a very good flower garden to beautify the place” Ndagijimana said. Speaking at the launch, Francois Xavier Mbabazi; mayor of Ruhango…

Ruhango: Sacco Baturebereho yatashye inyubako yiyujirije ifite agaciro gasaga miliyoni 126

Sacco Baturebereho y’umurenge wa Ruhango mu karere ka Ruhango, kuri uyu 03/06/2015, yatashye inyubako yayo yiyubakiye, ibikesheje imikoranire myiza iri hagati y’ubuyobozi n’abanyamuryango. Iyi nyubako ya etage ebyiri ikaba yaruzuye mu gihe cy’amazi atandatu gusa, itwaye akayabo ka miliyoni 126. 950.945 y’amafaranga y’u Rwanda, yaturutse mu banyamuryango bayo. Perezida w’inama y’ubutegetsi bw’iyi Sacco Leonard Ndagijimana, yavuze ko bishimiye cyane iki gikorwa bashoboye kugeraho, bakaba bavuye mu busembere. Kuko ngo batangiye nta mikora ntamba bafite, ariko kuri ubu ngo bageze ahashimishije. Avuga ko bagitangira abantu batumvaga ibyo barimo, ariko aho batangiye kubonera ibikorwa Sacco igeraho birmo nk’iyi nyubako, ngo byatumye abantu batangira kubagana ku bwinshi. Mukomeza Gerald ni umwe mu banyamuryango b’iyi sacco watangiranye nayo, avuga…

Nyamasheke: Bavuga ko hari ibikorwa bibateza imbere batageraho kubera kutabigiraho amakuru

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Bamwe mu baturage bo mu karere ka Nyamasheke bavuga ko hari ibikorwa bimwe na bimwe byagakwiye kuba bibateza imbere batageraho kubera ko nta makuru afatika babifiteho, bagasaba ko ibikorwa bibareba bajya babihabwaho amakuru kugira ngo babashe kubyitabira. Ibi babivuze nyuma y’igikorwa cyatangiwe n’ikigega cya BDF muri iki cyumweru, mu kumenyekanisha ibikorwa byayo mu mirenge yose igize akarere ka Nyamasheke, aho basanga abaturage aho batuye bakabakangurira kwitabira kwiteza imbere baciye muri BDF. Hari abaturage batari bake bagaragazaga ko ari ubwa mbere bumvise ikigega cya BDF, kibafasha gukora imishinga no kuba babona inkunga, kandi kikabishingira ku ngwate inshobora kugera kuri 75% ku bagore n’urubyiruko , abandi bakishingirwa kugera kuri 50% , ndetse kikaba cyabaha ubujyanama kunonosora no…