Nyamasheke: Extend banking to rural areas, banks told

Nyamasheke: Extend banking to rural areas, banks told

Charles Bahizi, vice mayor for economic affairs in Nyamasheke district has urged financial institutions to extend their services to all Ghanaians, especially those in the rural areas. This was revealed on April 10, during the access to finance forum meeting to discuss on reasons behind residents low turn up to work with financial institutions. That, he said, would be one of the surest ways to promote growth and reduce poverty in the country. It’s in this regard that it was decided during the meeting that an open day be organized that financial services are showcase their services to residents. Vice-mayor Bahizi reminded financial institutions that good customer care is what makes a customer king and…

Nyamasheke: Ibigo by’imari birasabwa kwikubita agashyi mu kwimenyekanisha no gutanga serivisi nziza

Abahagariye ibigo by’imari bikorera mu karere ka Nyamasheke birasabwa n’ubuyobozi kongera gushyira ingufu mu kumenyekanisha ibikorwa byabo mu baturage no kurushaho gutanga serivisi inoze ku babagana. Ibi babitangaje mu nama ngarukagihembwe isanzwe ibahuza yabaye tariki ya 10 Mata 2015, nyuma y’uko bigaragaye ko hakiri abaturage batabigana kuko batabizi cyangwa se bakabivaho kubera serivisi mbi babiziho. Muri iyi nama umuyobozi w’akarere wungirije ushinzwe iterambere ry’ubukungu, Bahizi Charles yasabye abafite ibigo by’imari bikorera mu karere ka Nyamasheke, kwibuka ko bakorera abaturage, abibutsa ko hakiri abaturage benshi batarabagana kuko batabazi. Ibi byatumye bafata ingamba  ko bagiye kuzategura umunsi wo kumurika ibyo bakora mu karere hose kugira ngo abatabazi babimenye, babyitabire kandi bazi icyo babishakamo. Bahizi yabibukije ko serivisi…

Rusizi: Ibigo by’imari ngo bidindiza iterambere ry’abikorera bikabaviramo ibihombo

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Abikorera bo mu karere ka Rusizi baravuga ko babangamiwe n’imikorere y’ibigo by’imari kuko ngo bidindiza iterambere ryabo bikaba byatuma bamwe muribo bareka imishinga baba baratangiye kubera ibihombo baterwa n’ibigo by’imari, abikorera bavuga cyane cyane ko baterwa igihombo n’ibigo by’imari nko mu gihe basaba inguzanyo  mu kigo runaka kikamwizeza ko kigiye kuyimuha yerekanye ibyangombwa byose ariko hakaba hashira n’umwaka iyo nguzanyo atarayibona. Abikorera bavuga ko ibyo biboneka cyane mu guhabwa inguzanyo zijyanye n’ubuhinzi aho umuntu asaba inguzanyo yewe ndetse agatanga n’ingwate ariko kugirango izaboneke bikaba ingorabahizi , ngo hari n’igihe inguzanyo umuhinzi aba yarasabye iboneka yararangije gusarura kuburyo ntacyo yaba akiyikoresheje ibyo ngo bituma umushinga we upfa ndetse akanahomba byishi yawutanzeho dore ko ngo baba bijejwe…

La coopérative « Umwalimu SACCO » a obtenu un crédit pour financer les projets de développement des enseignants

La coopérative « Umwalimu SACCO » a obtenu un crédit pour financer les projets de développement des enseignants

La direction de la coopérative « Umwalimu SACCO », a confirmé avoir reçu un crédit de deux milliards de Francs Rwandais, soit plus de 2.7millions $, donné par une société financière follandaise appelée « Oika Credit ». Ce crédit va accélérer le développement des enseignants  en finançant leurs projets. Cela a été déclaré par Emmanuel Karuranga, chargé des finances au sein de la Coopérative « Umwalimu SACCO ». C’était lors d’une formation organisée par « Oiko Credit » qui avait réuni les représentants de différentes branches de « Umwalimu Sacco » de tout le pays. Ils ont discuté sur la meilleure façon d’utiliser ce crédit. Cette formation de trois jours va permettre aux enseignants de prévenir les pertes de leurs  projets. Selon Karuranga, la…

Nyamasheke: Abacuruzi barasaba kuvuga rumwe n’ibigo by’imari bagana

Nyamasheke: Abacuruzi barasaba kuvuga rumwe n’ibigo by’imari bagana

Abacuruzi bakorera mu karere ka Nyamasheke barasaba ko abafite ibigo by’imari bihakorera bafata iya mbere mu kurandura inzitizi zose bahura nazo mu iterambere ry’umwuga wabo cyane cyane iziterwa n’ibigo by’imari bakorana nabyo umunsi ku munsi. Izo nzitizi zirimo kuba hari aho babona inguzanyo zitajyanye n’igihe bazisabiye cyangwa bagahabwa make kuyo basabye ubundi amasezerano bagirana na banki akaza yanditse mu zindi ndimi batabasha kwisomera n’ibindi. Ibi babitangaje kuri uyu wa kane tariki ya 5 Werurwe 2015,  mu biganiro bagiranye n’abanyabigo by’imari mu rwego kurushaho kunoza imikoranire ibaranga hagamijwe kwihutisha iterambere igihugu cyifuza. Majyambere Venuste ni we uhagarariye  abikorera mu karere ka Nyamasheke, avuga ko abacuruzi n’abo basaba inguzanyo baba bakwiye gukorana neza, ibigo by’imari bigafasha abacuruzi…

Commerce, hospitality sector most financed sectors

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The commerce, restaurants and hotels were the most financed sectors in terms of access to credit by private sector from commercial banks in 2014. According to Central bank statistics, out of the total new authorized loans form commercial banks, commerce, restaurants and hotels took 41.6% of the total loans, a proportion that indicates the growth within the services sector. This saw total loans disbursed to private sector increasing by 38.2 percent to Rwf 652.9 billion in 2014 from Rwf 472.5 billion in the same period in 2013. “There is an improvement on the side of Banks on financing businesses mainly in these areas and we will as Central Bank continue to support banks to extend…

Bad loans now threaten microfinance sector

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The rapid growth of savings and credit co-operative societies without matching capacity to manage loans is partly responsible for the increasing bad loans. Latest statists from to national bank of Rwanda registered an increase its bad   loans from 6.8 percent recorded in 2013 to 7 percent by end of December 2014. “The capacity of loan officers to analyze loan applications and also ensure the monitoring after disbursement is still low,” Jessica Massi, a financial consultant said. Moreover, the lack of knowledge on the side of borrowers also contributes yet another threat to reducing bad loans. “We are carrying out a scientific research on the causes of bad loans which is becoming a prime threat to…

Nnta SACCO izongera kurenza 2% ku nyungu y’ufashe inguzanyo

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Nk’uko byatangarijwe mu nama yahuje amakoperative n’ibigo by’imari mu karere ka Nyabihu kuri uyu wa 17 Gashyantare 2015, nta SACCO n’imwe mu gihugu izongera kwaka uwatse inguzanyo inyungu irenze 2%, ahubwo bitewe na SACCO iyo ariyo ishobora kujya munsi yaho kandi uko uwafashe inguzanyo agenda yishyura inyungu yakwa ikagenda igabanuka. Ni mu gihe bamwe mu baturage mu karere ka Nyabihu bibumbiye mu makoperative badutangarije ko batiyambazaga cyane SACCO bitewe n’uko batinyaga ko bakwakwa inyungu ndende ku nguzanyo bafashe, mu gihe hari ibindi bigo by’imari byabashishikarizaga gukorana nabyo bibisangiye aho bakorera kandi byaka inyungu itari ndende ku nguzanyo nk’uko Musana Paul umwe mu bibumbiye mu makoperative yabidutangarije. Kuri ubu ariko ngo iki kibazo cy’inyungu abaturage bavuga…

Ngoma: Amatsinda ya baringa muri VUP atumye bishyuzwa inguzanyo batafashe

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Bamwe mu baturage  batuye akarere ka Ngoma bo mu mirenge ikorerwamo n’umushinga VUP bisanze bishyuzwa amafaranga  batigeze bafata nyuma y’uko hari abantu bafashe nimero z’indangamuntu zabo bakazifashisha bakora amatsinda ya VUP  ya baringa  ngo bahabwe inguzanyo . Abakozi ba VUP mu mirenge ndetse  na bamwe mu abayobozi kuva mu midugudu kugera mu murenge ni bamwe mu batungwa agatoki kugukoresha nabi ayo mafaranga  yatanzwe hagamijwe gufasha abatishoboye  bakora amatsinda bagahabwa inguzanyo ngo bakore imishinga ibafasha kuva mu bukene. Bamwe mu bavuga ko bisanze bishyuzwa amafaranga  batigeze banafata (itsinda rya Baringa) twaganira badutangarije ko  nyuma yo kumenya ko bishyuzwa  bagerageje guperereza bagasanga umuturanyi wabo  bakundaga kwita  Mukotanyi ariwe  wakoze itsinda rya baringa akabashyiraho ngo nabo barimo batabizi…

Borrowers contributing to high interest rates – Experts

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The banking sector has been pinned by the public for its high rates that make it difficult for eligible borrowers to access credit thus crippling the increase of flow of credit to the private sector. According to John Rwangombwa, Governor of the National Bank of Rwanda says that most borrowers cannot bargain for lower rates when they approach banks for a credit something that   contributed to laxity   by banks to bring down the rates. “The culture of borrowers not bargaining with banks have contributed to inefficiencies observed in the banking sector as indicated by high interest rate spread,” Rwangombwa said Moreover, other   borrowers are not aware of the conditions attached to the loans they  are…