Kubitsa ni byiza, ariko kuzigama ni akarusho

Kubitsa ni byiza, ariko kuzigama ni akarusho

Kuba kubitsa ari byiza, ariko kuzigama bikaba akarusho, ni bumwe mu butumwa bwatanzwe na Augustin Ndanguza, umuyobozi w’ishami rya Banki nkuru y’u Rwanda mu Ntara y’amajyepfo, ku itariki ya 29/10/2014. Icyo gihe ibigo by’imari n’amabanki by’i Huye byafashe umunsi wo kugaragariza abaturage ibijyanye na serivisi batanga, muri gahunda yo gutanga ubutumwa bushishikariza abantu kurushaho kwitabira kuzigama, muri iki gihe cy’icyumweru cyahariwe gushishikariza Abanyarwanda kuzigama. Atandukanya kuzigama no kubitsa amafaranga muri banki, Augustin Ndanguza yagize ati « kugira kuri konte amafaranga kimwe, no kuzigama ni ikindi. « Yakomeje agira ati « Kugira amafaranga kuri  bene aya makonti y’ubwifashishe (compte courant/current account) ni umutekano gusa bikurindira kuko ni nko kuyabika iwawe mu isanduka, ukajya ufataho ayo ukoreshaho icyo ushaka. Nta…

Rwanda to join better than cash alliance

10-30-2014Cashless

Today the Government of Rwanda has moved to accelerate its plans to transform Rwanda into a cashless economy and achieve 80 percent financial inclusion by 2017 Rwanda’s commitment to using information and communications technology (ICT) for financial services was made as it officially joined the Better than Cash Alliance, an initiative that works with governments, the development community, and the private sector to adopt the use of electronic payments. The Alliance provides support to those who commit to make the transition. These efforts aim to help people who do not have access to formal financial services and frequently have no option but to subsist almost entirely in an informal, cash-only economy. Living in a cash…

Fostering a savings culture among Rwandans

Fostering a savings culture among Rwandans

The savings week under the theme, ‘Save today and secure your future’ began on Monday dedicated to educate citizens on the importance of saving for the future as well as for the country’s economy in general. According to Ivan Murenzi a financial inclusion specialist at access to Finance Rwanda, the country has taken great strides into ensuring it informs its citizens about savings ahead of this year’s World Savings Day on Friday. “As of end 2012, we had 72 per cent of Rwandan adults accessing some form of financial services. That says something that if with education, with sensitisation , people can use financial services and we see mobilisation of capital which can be used…

Nyaruguru residents embrace saving culture

Nyaruguru residents embrace saving culture

Residents of Ngera sector in Nyaruguru district have embraced the saving culture, responding to a call by the local authorities; banks and small financial institutions operating in the area. Resident’s state that working with financial institutions and banks improved has improved the social and economic standards of some resident. Many used to keep money in household items like calabashes and cow horns but never achieved anything developmental until they embraced working with financial institutions. This was revealed during the event to launch a special savings week in Ngera sector in Nyaruguru district. Celestin Rusanganwa, a resident of Ngera sector confirmed that he used to keep money in the calabash but that money never helped him…

Nyaruguru: Kubika mu ihembe byatumaga nta terambere bageraho

Nyaruguru: Kubika mu ihembe byatumaga nta terambere bageraho

Bamwe mu batuye akarere ka Nyaruguru barishimira ko kubika amafaranga mumahembe, mu bicuma no mu bimuga ubu ngo byabaye amateka bakaba basigaye bakorana n’amabanki n’ibigo by’imari. Kubika amafaranga muri ubwo buryo ngo byatumaga nta muntu ugira icyo azigama, akabika nta nguzanyo ategereje kandi bene ayo mafaranga ngo ntagire umutekano wizewe. Rusanganwa Celestin utuye mu murenge wa Ngera avuga ko yabikaga amafaranga ye ahantu hatizewe ku buryo ngo nta mutekano wayo yabaga yizeye, kandi ko ngo ntacyo yamumariraga. Ati:”twabikaga mu ihembe ry’inka cyangwa se mu kimuga, cyangwa se umuntu akareba nk’agacuma akagaca umunwa noneho umuntu akajya ajugunyamo ibiceri n’inote. Twaje gusanga rero muri icyo gihe twaragenderaga mu bujiji kuko amafaranga abitswe atyo nta mutekano aba afite…

Kirehe: Saving associations commended for sustainable development

Kirehe: Saving associations commended for sustainable development

Members of Banguka, an association for lending and saving in Nyabikokora cell, Kirehe sector of Kirehe district commended the association for enabling them connect electricity to their homes in addition to acquiring property. Residents revealed this while the district prepares to launch ‘special savings week’ scheduled to take place between on October 25-31. A special savings week is under the theme “Save today and secure your future” aims at reminding and educating citizens about the importance of saving. Association members said they have purchased land, livestock, pay school fees for children and take good care of their families. Members revealed that forming credit and saving associations was initiated by Care International, a humanitarian organization fighting…

Kirehe: Bamaze kubona umuriro babikesha amatsinda yo kwizigamira

Kirehe: Bamaze kubona umuriro babikesha amatsinda yo kwizigamira

Mu gihe hategurwa icyumweru cyahariwe kwizigamira kuva tariki 25-31 Ukwakira 2014 bamwe mu baturage ba kirehe bibumbiye mu matsinda yo kwizigamira no kugurizanya baremeza ko bamaze kwiteza imbere bageza umuriro w’amashanyarazi mu ngo zabo. Nkuko abagize itsinda Banguka ryo mu kagari ka Nyabikokora umurenge wa Kirehe babitangarije Kigali Today, ngo bamaze kugera ku bikorwa by’indashyikirwa mu ngo zabo babikesha amafaranga 1500 batanga buri cyumweru mu itsinda ryabo rigizwe n’abantu mirongo itatu k’uburyo bayaguriza abanyamurya ngo bakayungukira 10% buri mwaka. Ngo ni igikorwa cyatewe inkunga n’umushinga Care mu guhugurira abaturage cyane cyane abagore mu kwikura mu bukene biteza imbere . Cassien Rusanganwa umuyobozi w’itsinda Banguka  aragira ati“itsinda ryacu rya banguka rigizwe n’abantu 30 abagore 25 n’abagabo…

Kirehe to launch special savings week

Kirehe to launch special savings week

To entrench a savings culture among Rwandans, a special savings week under the theme “Save today and secure your future” is to launched in Kirehe district dedicated towards reminding and educating citizens on the importance of saving. According to Jean de Dieu Tihabyona, the vice mayor for finance and economic development, the special savings week will involve several initiatives including awareness campaigns talk shows interviews with stakeholders and the public among others. The campaign is scheduled to take place between on October 25-31. He added that financial institutions should play an important role by educating target groups about the services and the products they offer. “You need to prove your competence and lure them to…

Kirehe: Icyumweru cyahariwe kwizigamira kirasigira abaturage ubumenyi mu gukorana n’ibigo by’imari

m_Yagize

Kuva Tariki 25 kugeza 31, ukwakire 2014 ni icyumweru mpuzamahanga cyahariwe kwizigamira. Mu karere ka kirehe  ibigo by’imari n’amakoperative barasabwa kwegera abaturage bakabakangurira kuzigama mu rwego rwo kuzamura ubukungu bw’abaturage n’ubw’igihugu.   Mu nama yo gutegura icyo cyumweru umuyobozi w’akarere wungirije ushinzwe ubukungu yasabye abashinzwe ibigo by’imari n’amakoperative gukora ibishoboka byose iki cyumweru kikarangira buri muturage utuye mu karere ka Kirehe afite konti mu bigo by’imari ikindi kandi ajijukiwe n’uburyo bwo kwizigamira. Yakomeje avuga ko imikorere myiza y’amakoperative n’ibigo by’imari ituma abantu babigana. Yagize ati“iyo ibigo by’imari bidakora neza nta kwizigama abakiriya bagira kuko ibyo bigo biba bitizewe buri muturage bakagira impungenge zo kubitsamo amafaranga yabo niyo mpamvu ibigo bimwe na bimwe by’imari iciriritse mu…

MFIs eyes children savings to boost savings culture

MFIs eyes children savings to boost savings culture

There is optimism that   promoting children savings would spur a culture of savings thus  translating into financial inclusion, a  milestone the country is  looking at  to  leapfrog its economy  in  middle income  status. This means that encouraging children to join formal banking systems will help the children to grow with the culture of savings, something that gives a stronger financial backbone the economy. “When  we are teaching our  children  discipline , we should always include the financial  discipline  which will help  them grow into  responsible  citizens,” said Rita Ngarambe, Executive Secretary  of Association of Microfinance institutions  in Rwanda-AMIR Encouraging savings at a tender age on the other hand helps the financial institutions to have enough…